Free for everyone

Free tools for business borrowers

Four calculators built around the questions UK and US borrowers actually ask. No signup, no data shared, no email capture - just open and use.

Business loan repayment calculator

Work out monthly repayments, total interest, and the full amortisation schedule for any business loan.

For: Any borrower comparing fixed-term loan structures

Calculate the DSCR ratio lenders will run on your business - and see how close you are to passing underwriting.

For: Anyone preparing for a secured or asset-based facility

Total cost of a UK or US bridging loan - interest, arrangement fee, exit fee, and net advance.

For: Property borrowers comparing short-term lenders

Side-by-side: hire purchase vs finance lease on the same asset. Monthly cost, total cost, ownership at end.

For: Anyone funding plant, machinery, or vehicles